What You Can Do To Avoid Foreclosure

 

Maryland Hope Initiative

MDHOPE.org - Find information on the foreclosure process plus options available to Maryland homeowners.

What You Can Do To Avoid Foreclosure Brochure (pdf) 

Maryland Housing Counselor Network - Find housing specialists that can help you talk and negotiate with your lender.

Foreclosure Consumer Information Kit (.pdf) - Important information and tips to prepare for your meeting with your Housing Counselor.

 

Local Resources

Emergency Mortgage Assistance Program -Designed to assist homeowners facing foreclosure due to involuntary unemployment or loss of significant income.

Baltimore Homeownership Preservation Coalition - This nonprofit organization fights against foreclosures, foreclosure scams, as well as high cost lending.

St. Ambrose Housing Aid Center - The Center works for equal housing opportunities to support strong and diverse neighborhoods.

 

Know your rights: Mortgages and Foreclosures.

BEWARE of individuals or companies offering to assist you in modifying your mortgage loan for an upfront fee. These fees are illegal! Do not pay - Walk away! If you believe you have been a victim of a mortgage scam or fraud contact Maryland’s Office of the Commissioner of Financial Regulation

Your Rights and Protections Under Maryland's New Foreclosure Laws (pdf)

 

Call the HOPE Hotline 1-877-462-7555 or visit www.mdhope.org